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Compare Our Mortgages

Three Easy Steps on Why You Should Use
Compare The Mortgage

Let us understand your needs and preferences

Fill out our quick online fact find or call us so we can learn about you and your criteria. Help us help you, the more detail the quicker you can get an answer.

Say hi to your expert adviser

Let us know when it is convenient for you and your expert adviser will call to discuss and compare the best products available to you and your criteria.

Let us sort out your mortgage while you relax

We will process your application, from packaging your paperwork to chasing the lender and supporting the solicitor all the way to completion. We will support you from the beginning to the end, even after completion. We will check you are protected and have the correct insurance in place.

Frequently Asked Questions

How soon can I apply for a remortgage?

Not many people realise, you can apply and secure a new product up to 6 months before your existing product expires. It will not complete until your existing product ends in order to avoid paying any early repayment penalties.

I like my existing provider, can I stay with them?

With a majority of lenders, yes you can. It’s always best to speak with a mortgage broker as we do sometimes get lower interest rates than you can do
direct. By staying with your existing lender, there is no new application form, no credit checks or underwriting. This method is called a product switch.

I want to release some money from my home, am I able to do this?

Yes, subject to meeting affordability and criteria you are able to remortgage and take out some extra money at the same time. People often will do this for many reasons. To give you an idea, we have had people release money for home improvements, consolidating your debt into one manageable payment, weddings, school fees, holidays, new cars, to purchase another property, to gift to their family, almost every reason you can think of – although lenders don’t like it when it’s to pay a tax bill.

Can I get a mortgage with poor credit?

Yes, depending on the adverse this is still an option. You wont be able to get high street lenders however there are lenders willing considering especially if there is a reason for the adverse. We advice you download your credit report (enter credit report link) and call our team to discuss.

Can I go on the mortgage to help my children?

Yes this is still possible and is called “joint borrower, sole proprietor mortgage” Call our team to discuss if this is an option for you

Whish is better shared ownership or full ownership?

Shared ownership is an alternative to renting or full ownership. It is suitable for people with a regular income who want to own their own home but cannot afford to or have the deposit. Shared ownership you buy a share of your home and pay rent on the remainder.

What does staircasing mean?

Staircasing is the process of buying more shares in the property when your on shared ownership scheme. It’s a go way of working your way up to own the property.

I have only been contracting for less than a year can I get a mortgage?

Yes, there are lenders willing to consider a new contractors. This does depend on your circumstances so its best to give us a call to discuss

Compare Your Mortgage

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